:::: History :::     

With the modest beginning in 1972 in the co-operative field, the dynamism infused by the Board of Directors, unflinching loyalties of clientele and devotion of staff has propelled the sound foundation of The TJSB Sahakari Bank Ltd (TJSB) and has emerged as one of the leading multi state scheduled co-operative Bank in the country.

presently is catering to the needs of society through a close network of 112 Branches spread all over the city of Thane, Mumbai, Navi Mumbai, Nasik, Pune, Satara,Aurangabad, Kolhapur, Nagpur, Latur, Goa & Karnataka. All these Branches have made remarkable progress on all fronts in all these years.

believes that "customer delight" is the ultimate goal and has a strong belief that Customers & all Stakeholders wholehearted support, absolute faith and their patronage has largely been responsible for its enviable growth.
TJSB is committed to provide banking with speed, comfort and convenience.

feels proud to acknowledge the growth of large number of successful industrialists, traders and professionals who have grown leaps & bound due to timely assistance and support of the Bank.

has set before a Visionary Growth Plan focusing all business strategies solely on creation of Stakeholders value.


 Technology Initiatives :

, a Techno-savvy Bank has implemented successfully the Core Banking Solution (CBS). This has helped the Bank to migrate the Branches from being the processing centers to marketing customer centric outfits. It will also extend the Bank’s reach to its customers by multiple delivery channels such as ATM, Internet, Mobile etc. This has brought the Bank on par with the leading Banks. Bank has network of 126 ATM’s across Thane, Mumbai, Navi Mumbai,  Pune, Nashik, Satara,Aurangabad, Kolhapur, Nagpur, Latur, Goa & Karnataka.

is the first Bank in Co-operative sector to install Cheque Depository Machines at branches, which are operational 24 X 7.

has put in place Real Time Gross Settlement System (RTGS) transactions. With Core Banking Solution in place the Bank is Providing RTGS facility to all its customers.

has initiated process for strategic alliance with other Banks for the usage of their delivery channels by which nearly 89000 ATMs will be available to Bank ’s customers across the country.

is first Bank In the country to introduce Automated Cheque Issuance Machine which enable Customers to take Personalised Cheque Book 24 X 7

 Business Process Re-engineering :

With the successful implementation of Core Banking Solution TJSB has initiated  Business Process
Re-engineering by establishing :

  Specialized Credit Cell

Specialized Retail Banking Cell


Centralized Monitoring Cell


Centralized Back office Processing Cell



 Bancassurance :

TJSB (License No. 1126801) is Corporate Agent for Max Life Insurance Co. Ltd. for Life Insurance products and with The Oriental Insurance Co. Ltd. for General Insurance.

"Insurance is the subject matter of solicitation"

Business Expansion Plans:

TJSB has recognized the opportunity for its expansion through the Merger and Takeover of the other Banks. To step forward it has acquired two Pune based Co-operative Banks namely The Navjeevan Nagrik Sahakari Bank Ltd and The Sadguru Jungli Maharaj Sahakari Bank Ltd.

Special Mention :


One of the very few co-operative banks to get AD1 license to deal in Foreign exchange


The Indian Bank Association (IBA) have accolade TJSB with TECHNOLOGY BANK OF THE YEAR award in the Co-operative Banks category for FY 2009


TJSB has been awarded 1 st Prize for the Best Co-Operative Bank in Maharashtra by “Maharashtra State Urban Bank’s Federation Ltd.”
for the F.Y.2004-2005.

TJSB has been awarded 1st Prize as “Padmabhushan Vasantdada Patil Utkarsha Nagri Sahakari Bank” for the F.Y.2003-2004 from Kokan Region for the second time consecutively.

TJSB was recognized amongst top 5 Co-Operative banks in the country, during centenary celebration of Co-Operative movement by Kalupur Commercial Co-Operative Bank Ltd.

With its distinctive culture, as the most trusted bank, 
 TJSB has become the Most Preferred Bank too.

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